Your Credit Score Your Income (how much money you make) Income to Debt Ratio - Income vs. your expenses Your Down Payment Vehicle Year, Make, Model and Mileage

Your qualifications (credit, income and income to debt ratio) will play an important role in determining what vehicle(s) can be financed. Qualification will vary based on applicants creditworthiness.

example: someone with good credit and high income might be able to finance a 2001 vehicle with 100,000 miles. Or, someone with credit issues and not a strong income: debt ratio might need to finance a newer vehicle with less miles.

We recommend check your own credit before submitting application. You can check your credit history for free and there is a small fee to check your score. Get your FREE Annual Credit Report before deciding to submit application. It does not effect your score to check your own report.

We welcome the opportunity to work with you to try to secure financing.

Click Here for detailed information to assist with financing qualification.